Thoughtful planning, well in advance of retirement, can help make sure that the lifestyle you envision will be possible. The sooner you begin, the more choices, flexibility and control you will have. Even if you are close to retirement age, you can implement solutions right now that can make a big difference in your retirement years.

To help you get started, these are important factors to consider:

• How much income will be needed?
  
• What sources of income will be available? What additional sources should be considered?
  
• How can you make sure retirement money lasts a lifetime?
  
• What choices are there in retirement plan distribution?
  
• Where should money be invested today? What risk tolerance is acceptable?
  
• Is family financial protection important?
  
• How much life insurance is needed?
  
• Should plans be made for the possibility of long-term care needs?
  
• Will Medigap coverage be needed?
  

Your Standard Life representative can help address these and other questions. For more information contact us or email us at standard.marketing@slaico.com.

See also Flexible Premium Annuity, Multi-Year Guarantee Annuity, View Calculators.